Emiratisation (also spelled Emiratization) is the UAE policy of raising the number of Emirati nationals working in private-sector skilled jobs. In 2026, private-sector companies with 50 or more employees must raise Emirati representation in skilled roles by 1% in each half of the year, 2% across the year, or pay a financial contribution of AED 10,000 a month for every unfilled position. Free-zone companies are outside the ministry's rules. This guide covers every part of the system: who is covered, the targets, the deadlines, the penalties, every Nafis programme including the changes that began in September 2026, the Emiratisation Partners Club, the sector rules, and how to hire Emiratis who stay.

Last verified 3 October 2026 against the sources listed at the end, including the official Nafis pages. This guide explains the rules for hiring teams. It is not legal advice, and the rules change, so confirm your own position with the Ministry of Human Resources and Emiratisation (MoHRE) and Nafis.

Emiratisation in the UAE: the complete 2026 employer guide

Key Takeaways

  • Companies with 50 or more employees must raise the Emiratisation rate of their skilled jobs by 1% in each half of 2026, 2% across the year, with deadlines on 30 June and 31 December.
  • From 1 July 2026, each unfilled position costs AED 10,000 a month, or AED 120,000 a year. The 2025 figure was AED 108,000 and the 2024 figure was AED 96,000.
  • Companies with 20 to 49 employees in 14 listed sectors had to hire one Emirati by the end of 2024 and a second by the end of 2025.
  • The rules cover mainland companies registered with the ministry. Free-zone companies are not covered unless their own authority adopts similar rules.
  • Fake Emiratisation, meaning an Emirati registered without a genuine job, carries fines of AED 100,000, 300,000 and 500,000 for a first, second and third violation.
  • Nafis, the federal programme that supports Emiratis in private-sector jobs, now runs to 2040. From September 2026 its salary support is up to AED 6,000 a month for degree holders, for salaries between AED 6,000 and AED 20,000.
  • Also from September 2026, employers pay their full statutory pension share for Emirati staff, and Nafis support is suspended for anyone paid under AED 6,000 a month. Employers must not deduct Nafis support from pay.
Emiratisation in numbersKey figures. More than 190,000 Emiratis work in private-sector jobs across nearly 32,000 firms (MoHRE, July 2026). 95% of covered firms met their first-half 2026 target. 377 fake Emiratisation cases were found in 266 firms from about 212,000 inspection visits in the first half of 2026. More than 175,000 citizens worked in the private sector at the end of 2025, up from about 29,000 four years earlier (Nafis).Emiratisation in numbersLatest official figuresSCALE190,000+Emiratis in privatesector jobs, acrossnearly 32,000firms, July 2026COMPLIANCE95%of covered firms mettheir first-half2026 target,reported July 2026ENFORCEMENT377fake Emiratisationcases in 266 firms,from about 212,000inspection visits,first half of 2026NAFIS GROWTH175,000+citizens in privatesector jobs by end2025, up from about29,000 four yearsearlier
Sources: MoHRE figures as reported by People Matters (21 July 2026) and Gulf News (23 September 2026); UAE government portal for the Nafis count at the end of 2025.

Emiratisation is the UAE's policy of increasing the number of Emirati nationals employed in the private sector, with legally binding targets for most mid-size and large companies. The binding targets come from Ministerial Resolution 279 of 2022, which applies to establishments registered with MoHRE, and later measures that extended them to smaller companies in selected sectors.

The policy is part of a wider national push. MoHRE reported in July 2026 that more than 190,000 Emiratis work across nearly 32,000 private-sector companies, and that 95% of the companies covered by the policy met their targets in the first half of 2026 (People Matters, 21 July 2026). Targets are enforced through financial contributions, a company classification system, and inspections. Support is offered through Nafis and the Emiratisation Partners Club.

These are the main legal texts, as listed on the UAE government portal unless noted.

Legal textWhat it covers
Ministerial Resolution No. 279 of 2022How Emiratisation rates are monitored in the private sector, and the contributions imposed on non-compliant companies
Ministerial Resolution No. 663 of 2022Compliance with the Emiratisation rules, including employer obligations and the rules for advertising Emiratisation jobs
Ministerial Resolution No. 455 of 2023Emiratisation targets for companies with 20 to 49 employees in selected sectors
Ministerial Resolution No. 438 of 2024The reorganisation of the Emiratisation Partners Club
Cabinet Resolution No. 95 of 2022, as amended by No. 44 of 2023Violations and administrative penalties linked to Nafis and the targets, including avoiding targets by cutting staff or reclassifying employees
Ministerial Resolution No. 296 of 2023The criteria for setting administrative fines under Cabinet Resolution No. 95 of 2022
Cabinet Decision No. 43 of 2025Fines of AED 100,000, AED 300,000 and AED 500,000 for fake Emiratisation, as reported by Gulf News

Which Companies Must Meet Emiratisation Targets?

Private-sector companies registered with MoHRE that employ 50 or more people must meet yearly targets. Companies with 20 to 49 employees must hire Emiratis if they operate in one of 14 listed sectors. No mandatory target was found for companies with fewer than 20 employees, and free-zone companies are outside the ministry's rules.

Does Emiratisation apply to your company?Decision flow. Free-zone companies are outside MoHRE's Emiratisation targets. Mainland companies with 50 or more employees must raise the Emirati share of skilled jobs by 2% a year, 1% by 30 June and 1% by 31 December, and a shortfall costs AED 10,000 a month per unfilled position. Mainland companies with 20 to 49 employees in 14 listed sectors had to hire one Emirati by the end of 2024 and a second by the end of 2025. Other mainland companies with 20 to 49 employees, and those with fewer than 20, have no mandatory target found.Does it apply to your company?Follow the questions down the page.NoFree zoneOutside MoHRE's Emiratisation targets.Your authority's own rules apply.50 or more employeesRaise the Emirati share of skilled jobsby 2% a year: 1% by 30 June and afurther 1% by 31 December.Shortfall: AED 10,000 a month perunfilled position.20 to 49 employeesListed sector (14 of them): one Emiratiby end 2024 and a second by end 2025.Other sectors: no mandatory target found.Confirm the current duty with MoHRE.Under 20 employeesNo mandatory target found.Confirm with MoHRE.1Is the company registeredwith MoHRE (mainland)?Yes2How many employees?Confirm your own position with MoHRE.
Based on the MoHRE rules listed on the UAE government portal. Confirm your own position with MoHRE.
CompanyCovered by the rules?What applies
Mainland, 50 or more employeesYesRaise the Emiratisation rate of skilled jobs by 2% a year, 1% in each half
Mainland, 20 to 49 employees, in a listed sectorYesAt least one Emirati hired by the end of 2024 and a second by the end of 2025, and existing Emirati staff kept
Mainland, 20 to 49 employees, other sectorsNo mandatory target foundConfirm with MoHRE
Mainland, fewer than 20 employeesNo mandatory target foundConfirm with MoHRE
Free-zone companyNoUnder its own authority's rules, and free to adopt similar measures voluntarily

The 14 Sectors for Companies With 20 to 49 Employees

The government's Emiratisation page lists these sectors: information and communications, financial services, real estate, professional services, administration, education, healthcare, arts, mining, manufacturing, construction, retail, transportation and hospitality. Check the official page for the current list before you rely on it.

What Are the 2026 Emiratisation Targets?

For companies with 50 or more employees, the 2026 target is a 2% rise in the Emiratisation rate of skilled jobs: 1% by 30 June and a further 1% by 31 December. The wider national goal on the government's Emiratisation page is 10% of skilled jobs by 2026.

MoHRE said on 7 May 2026 that companies had to reach "a 1% growth in the Emiratisation rate of their skilled jobs" for the first six months by 30 June, with another 1% required by the end of the year (Gulf Today, 7 May 2026). The ministry also checks that newly hired Emiratis are registered with the national social insurance system.

How Does the Count Work? An Illustration

The rate is a share of your skilled jobs, so a growing team raises the number you need. As an illustration only, a company with 100 skilled employees and an unchanged headcount would need to add 2 Emiratis in skilled roles over the year to move its rate up by 2 percentage points. Confirm how your own rate is calculated, and which of your roles count as skilled, in your MoHRE account.

What Are the Emiratisation Deadlines in 2026?

There are two deadlines for companies with 50 or more employees: 30 June for the first half and 31 December for the full year. Contributions for a missed first-half target began on 1 July 2026. Ministry checks follow each deadline.

2026 Emiratisation timelineTimeline. 30 June 2026: first-half target due, a 1% rise in the Emirati share of skilled jobs. 1 July 2026: contributions begin for first-half shortfalls, AED 10,000 a month per unfilled position, and ministry checks start. 31 December 2026: year-end target due, a further 1%, making 2% for the year. January 2027: year-end shortfall contributions expected, based on the 2025 pattern.2026 Emiratisation timelineDeadlineContributions and checks30 June 2026First-half target due: a 1% rise inthe Emirati share of skilled jobs.1 July 2026Contributions begin for first-halfshortfalls (AED 10,000 a month perunfilled position). Checks start.31 December 2026Year-end target due: a further 1%,making 2% for the year.January 2027Year-end shortfall contributions areexpected, based on the 2025 pattern(confirm with MoHRE).
Dates from MoHRE's announcements, as reported by Gulf Today (7 May 2026) and Khaleej Times (22 June 2026).
DateWhat happens
30 June 2026First-half target due: 1% rise in the Emiratisation rate of skilled jobs
1 July 2026Financial contributions begin for first-half shortfalls, and ministry verification starts
31 December 2026Year-end target due: a further 1%, making 2% for the year
January 2027Based on the 2025 pattern, when contributions for year-end shortfalls were collected (confirm with MoHRE)

What Is the Penalty for Missing Emiratisation Targets?

A company that misses its target pays a financial contribution for each unfilled position. In 2026 the amount is AED 10,000 a month, or AED 120,000 a year, per unfilled position, starting 1 July 2026. The contribution has risen by AED 1,000 a month each year.

Contribution per unfilled position, 2024 to 2026Column chart of the contribution per unfilled position: AED 96,000 a year for the 2024 target, AED 108,000 for 2025 and AED 120,000 for 2026, which is AED 8,000, 9,000 and 10,000 a month. It rises by AED 1,000 a month each year.Contribution per unfilled positionAED a year, by target year96,0008,000a month2024 target108,0009,000a month2025 target120,00010,000a month2026 targetUp AED 1,000 a month each year.The 2026 rate applies from 1 July 2026.
Sources: UAE government portal; Gulf News (5 December 2025); Khaleej Times (22 June 2026).
Year of the targetContribution per unfilled positionSource
2024AED 96,000 a yearUAE government portal
2025AED 108,000 a yearGulf News, 5 December 2025
2026AED 10,000 a month, AED 120,000 a yearKhaleej Times, 22 June 2026

For companies with 20 to 49 employees, the government portal lists AED 96,000 in January 2025 for a missed 2024 hire and AED 108,000 in January 2026 for missed 2025 hires. The portal's general description of the schedule differs from the 2026 figure above (it describes AED 6,000 a month from 2023, rising by AED 1,000 a year until 2026), so confirm the rate that applies to you in your MoHRE account.

Contributions are not the only consequence. MoHRE can lower a company's rank in its establishment classification system and take legal action to enforce compliance.

In 2026 a shortfall costs AED 120,000 a year for each unfilled position.

What Counts as Fake Emiratisation, and What Are the Fines?

Fake Emiratisation means registering an Emirati with a company and issuing a work permit and contract without a genuine employment relationship or real job duties. Under Cabinet Decision No. 43 of 2025 the fines are AED 100,000 for a first violation, AED 300,000 for a second and AED 500,000 for a third. Cases linked to Nafis can add AED 20,000 to AED 100,000 per worker.

MoHRE says it uses artificial intelligence, data analytics and digital monitoring alongside field inspections. In the first half of 2026 it carried out about 212,000 inspection visits and found 377 cases of fake Emiratisation across 266 private-sector companies (Gulf News, 23 September 2026). Anyone can report suspected cases through the ministry's call centre on 600590000, its app or its website.

Genuine EmiratisationFake Emiratisation
A real role with real duties and a managerA registration with no work attached
A contract and a work permit that match the actual jobA contract and permit issued only to count towards the target
Payroll and social insurance records that match the person's employmentRecords that exist on paper only
A career path and development planNo plan, no development, no progression

What Else Counts as a Violation?

Cabinet Resolution No. 95 of 2022 also covers conduct that affects Nafis support. The government portal lists these violations:

  • Fake Emiratisation, or fraud aimed at getting Nafis benefits or avoiding the targets
  • An employee who does not start work after a work permit is issued, while the company keeps receiving Nafis support
  • Irregular attendance by the beneficiary, or absence that the company does not report to Nafis
  • A beneficiary who drops out of training or study for a reason Nafis does not accept
  • Failing to report a change that affects Nafis eligibility, without an acceptable reason

Cabinet Resolution No. 44 of 2023 adds penalties for companies that avoid their targets by cutting staff, reclassifying employees or using other deceptive means.

What Is Nafis and How Does It Work?

Nafis is the federal programme that supports Emiratis in private-sector jobs and the companies that employ them. The Emirati Talent Competitiveness Council (ETCC), set up in 2021, runs it, and it now continues to 2040. Emiratis register on the Nafis platform with UAE Pass, and companies register as partners to post jobs.

The government launched Nafis on 12 September 2021 as part of the second phase of the Projects of the 50, with AED 24 billion set aside to support the private sector in employing 170,000 citizens over five years. By the end of December 2025, more than 175,000 citizens worked in the private sector, up from about 29,000 four years earlier, across more than 31,000 establishments (UAE government portal, updated 9 April 2026).

Nafis serves Emiratis looking for work and those already employed in the private sector, free zones, and the financial and insurance sectors. For employers it is a recruitment channel with registered Emirati jobseekers, and the ministry urges companies to use it (Gulf News, 5 December 2025). In return, support depends on verifiable employment, so your contract, permit, payroll and pension records need to be accurate.

In early August 2026 Nafis said its next phase puts more weight on job quality, fair pay, retention and career development than on headcount (Gulf News, 6 August 2026).

Nafis Programmes at a Glance

The government portal lists the Nafis programmes below. Amounts and conditions come from the official Nafis pages and apply from September 2026 where the page says so.

ProgrammeWhat it providesMain conditions
Emirati Salary Support SchemeMonthly support of AED 3,000 to AED 6,000, set by qualificationSalary of AED 6,000 to AED 20,000, paid through the Wage Protection System
Children's Allowance ProgramAED 600 a month for each eligible child, with no cap on the number of childrenSalary of AED 6,000 to AED 50,000, and a spouse who does not work for a federal or local government entity
Pension ProgramPays the monthly pension contribution due on behalf of the Emirati employeeSalary of AED 6,000 to AED 20,000, with the employer paying its own legal share
Unemployment BenefitSupport for up to six consecutive months after an involuntary job loss, with a 12-month maximum overallAged 18 to 60, looking for work, and income no higher than the support
On-the-job Training SupportA monthly training salary of AED 8,000 (bachelor's degree and above), AED 6,500 (diploma or higher diploma) or AED 4,000 (high school)Hired through the platform on a graduate trainee permit, with training that started after 13 September 2021
Apprentice Program SupportAED 5,000 a month for up to 12 months in a private or semi-government companyA university graduate within three years of graduating and not currently employed. A job afterwards is not guaranteed
Children of Emirati mothers (new, September 2026)Salary support of up to AED 3,000 a monthSalary of AED 6,000 to AED 20,000 and an accredited bachelor's degree
Wives of Emirati men (new, September 2026)Salary support of up to AED 3,000 a monthSalary of AED 6,000 to AED 15,000, an accredited bachelor's degree and family-status conditions

Nafis also runs the National Healthcare Program, which gives financial support to enrolled students, a Talent Program, and special allowances for specialised professions (UAE government portal). Its training and qualification programmes include Kafa'at (Competencies) and Khibrah (Experience) (Gulf News, 6 August 2026). Check the Nafis platform for the current terms of each programme.

What Changed in Nafis in September 2026?

From September 2026 Nafis pays salary support by qualification, up to AED 6,000 a month, for Emiratis earning AED 6,000 to AED 20,000. It also sets an AED 6,000 salary floor for all support, removes the cap on the child allowance, and makes employers pay their own share of pension contributions. Existing recipients move to the new levels gradually.

The Emirati Talent Competitiveness Council set out the details in August 2026 (Khaleej Times, 19 August 2026; Gulf Business, 20 August 2026).

Nafis changes from September 2026From September 2026 Nafis salary support is up to AED 6,000 a month for a bachelor's degree, AED 5,000 for a diploma, AED 4,000 for high school, and AED 4,000 or AED 3,000 below high school depending on family status, for salaries of AED 6,000 to AED 20,000. Also new: an AED 6,000 salary floor, an AED 600 monthly child allowance with no cap on children, and employers paying their full pension share.Nafis from September 2026What changed for Emirati employees and employersSalary support by qualificationMaximum a month, salary AED 6,000 to 20,000Bachelor's degree6,000Diploma or certificate5,000High school4,000Below high school,married or with children4,000Below high school,single, no children3,000Also newAED 6,000 salary floorSupport is suspended below it.AED 600 per child, every monthNo cap on children (the old limit was four).Employers pay their full pension shareNafis keeps paying the employee's part.
Source: official Nafis pages and the Emirati Talent Competitiveness Council announcement, as reported by Khaleej Times (19 August 2026).

Salary Support From September 2026

The official Nafis page lists these support amounts from September 2026. Reports of the Council's announcement describe them as the maximum monthly support for new beneficiaries, payable where monthly salary is between AED 6,000 and AED 20,000.

Educational qualificationSupport (AED, from September 2026)
Bachelor's degree (university)6,000
Diploma or accredited professional certification5,000
High school4,000
Below high school, married or with one or more children4,000
Below high school, single with no children3,000

Sources: Nafis, Emirati Salary Support Scheme and Khaleej Times, 19 August 2026.

The AED 6,000 Salary Floor

The Council set the minimum salary for Nafis support at AED 6,000 a month across all eligible categories, in line with the Cabinet's minimum-wage decision (Khaleej Times). From September, Nafis support is suspended for beneficiaries at private-sector or banking establishments under the minimum wage requirement if their gross monthly salary is below AED 6,000. Nafis said employers that do not meet the minimum may face administrative penalties and fines (Gulf News, 19 August 2026).

Child Allowance: AED 600 for Every Eligible Child

The Children's Allowance Program pays AED 600 a month for each eligible child, with no cap on the number of children from September 2026. The previous limit was four children (Gulf Business, 20 August 2026). The parent must work in the private sector on a monthly salary of AED 6,000 to AED 50,000. Payments for sons continue until age 21 or the start of work, and for daughters until marriage or the start of work. The allowance is not paid where the spouse works for a federal or local government entity (Nafis, Children's Allowance Program).

An Emirati woman can claim the allowance if her husband has died, or if she is the legal provider for her children and meets the court and evidence requirements Nafis sets (Nafis, Children's Allowance Program).

Pension: Employers Pay Their Full Share

Under the federal pension law, the monthly contribution is shared between the employee, the employer and the government (UAE government portal).

Monthly pension contribution splitStacked bar of the monthly pension contribution, 20% of salary under the federal pension law: employee 5%, employer 12.5%, government 2.5%. Nafis pays the part due on behalf of the Emirati employee. From September 2026 the employer pays its full share. Example: on a pensionable salary of AED 10,000 a month, the employer share is AED 1,250.Monthly pension contribution20% of salary under the federal pension lawEmployeeEmployerGovernment5%12.5%2.5%Nafis paysthis partFrom September 2026 the employerpays its full shareExample: on a pensionable salary of AED 10,000a month, the employer share is AED 1,250.
Sources: UAE government portal; Nafis Pension Program; Gulf News (6 August 2026).
Who paysShare of salary
Employee5%
Employer12.5%
Government2.5%
Total monthly contribution20%

The Nafis Pension Program pays the part due on behalf of the Emirati employee, and the employer must pay its own legal share (Nafis, Pension Program). Employers' contributions had been phased in, starting at 0% in the first year and rising in steps to 6% in later years. From September 2026 they pay their full statutory share (Gulf News, 6 August 2026).

As an illustration only, a pensionable salary of AED 10,000 a month gives an employer share of AED 1,250 a month at the federal rate. Pension funds define the salary they use, so confirm the base with your fund.

New Support for Families

Nafis has added two salary-support schemes of up to AED 3,000 a month. One is for children of Emirati mothers who themselves work in the private sector. The other is for wives of Emirati men who work in the private sector. Both need an accredited bachelor's degree and a salary within the band in the programme table above, and the wives' scheme adds family-status conditions (Khaleej Times, 19 August 2026; Gulf News, 30 August 2026).

What Happens to Existing Recipients?

The new framework applies to new beneficiaries from September 2026. Existing recipients of the private-sector Salary Support Scheme move across gradually, over up to three years. Where they receive more than the new level, support falls automatically by AED 500 every six months until it reaches the amount set by the new policy, and they do not need to apply (Khaleej Times; Gulf News). Gulf News reported that the step-down applies to people registered on or before 14 August 2026 who receive more than the new amounts, and that those earning AED 20,000 to AED 30,000 see support fall by AED 500 every six months until it reaches zero.

Free-zone employees, and others outside the oversight of MoHRE and the Central Bank, follow a separate phased schedule where their pay is below the AED 6,000 minimum. Check the Nafis announcement for the schedule that applies to your staff.

What the Changes Mean for Employers

  • Budget your full pension share for every Emirati employee from September 2026.
  • Check that every Emirati employee earns at least AED 6,000 a month gross. Nafis support is suspended below that, and the ministry's minimum wage applies.
  • Report contract changes that affect Nafis eligibility. The government portal lists failure to report them as a violation.
  • Keep Nafis support separate from pay. Paying the salary stays your obligation.

What Are an Employer's Obligations When Hiring Emiratis?

When you hire an Emirati, you must obtain a UAE national work permit from MoHRE, pay through the Wage Protection System at no less than AED 6,000 a month, and register them for pension within a month of the permit. You cannot pay them less than colleagues in the same role or deduct government support from their pay.

Checklist for an Emirati hireEmployer checklist for an Emirati hire. At hiring: get the UAE national work permit from MoHRE, sign a contract that follows MoHRE's rules, and provide a suitable workplace, tools and training. Within one month of the permit: register the employee for pension and social security and start contributing. Every month: pay through the Wage Protection System at no less than AED 6,000, and pay the full employer pension share from September 2026. When anything changes: report contract changes that could affect Nafis eligibility. When they leave: cancel the work permit immediately. Never pay less than colleagues in the same role, and never deduct pay because the employee receives Nafis or other government support.Checklist for an Emirati hireWhat the government portal requires of employersAt hiringGet the UAE national work permit from MoHRESign a contract that follows MoHRE's rulesGive a suitable workplace, the tools andthe training needed to do the jobWithin one month of the permitRegister them for pension and socialsecurity, and start contributingEvery monthPay through the Wage Protection System,at no less than AED 6,000 a monthPay your full pension share (fromSeptember 2026)When anything changesReport contract changes that couldaffect their Nafis eligibilityWhen they leaveCancel the work permit immediatelyNeverPay less than colleagues in the same roleDeduct pay because they receiveNafis or other government support
Source: UAE government portal, employer obligations under Ministerial Resolution No. 663 of 2022; pension timing from Gulf News (6 August 2026).

The government portal sets out these employer obligations under Ministerial Resolution No. 663 of 2022:

  • Provide a suitable workplace, the necessary tools, and the minimum training, qualification and empowerment needed to do the job
  • Obtain a UAE national work permit from MoHRE and sign an employment contract that follows MoHRE's regulations
  • Pay salary through the Wage Protection System, at a minimum of AED 6,000 a month from 1 January 2026
  • Register the Emirati in the pension and social security system and start contributing within a month of the work permit being issued
  • Report any change to the contract that could affect the employee's eligibility for Nafis benefits
  • Cancel the work permit immediately when the contract ends

Employers must not pay Emirati employees less than their colleagues in the same position, and must not deduct their salaries because they receive government support (UAE government portal).

What Are the Rules for Advertising Emiratisation Jobs?

When you advertise an Emiratisation vacancy, the government portal says you must avoid three things:

  • Posting unskilled jobs, or misleading adverts that do not represent real vacancies or skilled roles
  • Referring to government Emiratisation policies and their benefits without prior approval from MoHRE
  • Giving information about the government incentives and support programmes available to nationals in the private sector

Keep Nafis amounts and incentives out of your job adverts.

What Is the Emiratisation Partners Club?

The Emiratisation Partners Club is the ministry's recognition scheme for companies that meet their targets. Members receive discounts of up to 80% on selected MoHRE service fees and priority in the government procurement system, according to the ministry's May 2026 announcement. High-performing companies may join.

Are There Emiratisation Rules for Banks, Insurers and Finance?

Yes. Banking and insurance have their own track under the Central Bank of the UAE. In March 2022 its board approved a plan to create 5,000 managerial jobs for Emiratis in banking and insurance by 2026 (Gulf News, 2 March 2022). If you run a licensed financial institution, confirm your current obligations with the Central Bank as well as MoHRE.

Nafis programmes also reach Emiratis in banking and Central Bank-licensed institutions. The child allowance covers the private and banking sectors, and the unemployment benefit covers establishments licensed by the Central Bank (Nafis, Children's Allowance Program; Nafis, Unemployment Benefit).

Do Free-Zone Companies Have to Meet Emiratisation Targets?

No. Emiratisation targets under MoHRE apply to mainland companies registered with the ministry. Free-zone companies fall under their own authorities and are excluded, although they may adopt similar measures voluntarily. This rests on Ministerial Resolution 279 of 2022, as summarised by LYLAW in January 2026.

MainlandFree zone
RegulatorMoHREThe free-zone authority
Mandatory Emiratisation targetsYes, by company size and sectorNo, unless the authority adopts its own
Contributions for missed targetsYesNo
Nafis programmesAvailableEmiratis working in free zones are within Nafis's scope, with a separate phased schedule for staff paid under AED 6,000
Emiratisation Partners ClubAvailableCheck eligibility with the authority and the programme

If your company has both mainland and free-zone entities, the rules attach to the entity registered with MoHRE. Get written confirmation of how your structure is treated.

What Other Emiratisation Programmes Exist?

Beyond Nafis and the company targets, the government portal describes a Teaching Specialists programme (1,000 Emiratis hired each year in education from 2024, reaching 4,000 by 2027), an Industrialists Programme to build local capacity in industry, and the Nafis Award for companies that excel in hiring UAE nationals. It also sets a minimum monthly salary of AED 6,000 for Emiratis from 1 January 2026. Programmes and rules are updated often, so treat the official pages as the source of record.

ProgrammeWhat it doesWho it affects
Private-sector targets2% a year rise in the Emiratisation rate of skilled jobsMainland companies with 50 or more employees
Sector rule for smaller companiesOne Emirati by end 2024, a second by end 2025Mainland companies with 20 to 49 employees in 14 sectors
NafisSalary support, child allowance, pension, unemployment benefit and training for Emiratis, extended to 2040Emirati employees and jobseekers, and their employers
Emiratisation Partners ClubUp to 80% off selected service fees and procurement priorityCompanies that meet their targets
Teaching Specialists programme1,000 Emiratis a year in education from 2024, 4,000 by 2027Education sector
Industrialists ProgrammeBuilds local capacity and speeds up Emiratisation in industryIndustrial sector
Nafis AwardRecognises companies that excel in hiring UAE nationals, and talented Emiratis in the private sectorPrivate-sector companies and Emirati employees
Banking and insurance plan5,000 managerial jobs for Emiratis by 2026Banks and insurers, via the Central Bank

How Do You Hire Emiratis Who Stay?

Retention is where most Emiratisation plans succeed or fail. A survey of 531 UAE employers, reported by Khaleej Times on 10 September 2026, found that 55% already employ UAE nationals and 42% plan to hire Emirati professionals. Their main difficulty was keeping people once hired, with no clear career path set during recruitment and few structured development programmes afterwards.

These steps follow from that finding. They are our view of good practice, not a legal requirement.

  1. Write the career path into the role brief before you recruit. Say where the role leads in two, three and five years.
  2. Give the role real responsibility from the first week. It protects you from the fake Emiratisation test and it keeps people engaged.
  3. Plan development with the employee: a named manager, a training budget and a review date.
  4. Check pay against the market before you make the offer. Our GCC salary benchmarking tool gives ranges by sector and role. The ministry's minimum monthly salary applies, and Nafis support does not replace any part of it.
  5. Budget the full cost of the hire, including your full pension share from September 2026.
  6. Source through more than one channel. Nafis is the ministry's own channel for Emirati jobseekers, and executive search covers senior and specialist roles where the best candidates are not applying to adverts.
  7. Keep records that match the job: contract, work permit, payroll and social insurance.

Boards are also hiring more carefully in 2026. Gulf Business reported on 4 June 2026 that GCC firms are hiring for critical roles and taking longer to assess leaders, so each Emirati hire at a senior level deserves the same rigour as any other. Our executive search team works on confidential searches for senior roles, and our UAE hiring scoreboard shows where hiring demand is coming from.

What Are the Most Common Emiratisation Mistakes?

  • Waiting until December. A year-end shortfall costs AED 120,000 per unfilled position, and recruiting takes weeks.
  • Hiring to a number, not to a role. A registration without real duties is exactly what the ministry's monitoring looks for.
  • Skipping the career path. It is the gap employers themselves named in the retention survey.
  • Assuming a free-zone structure covers the mainland entity. The mainland headcount is what counts.
  • Relying on old figures. Contribution amounts and targets change every year, so check the current ones.
  • Counting hires before the paperwork is complete. The ministry verifies social insurance registration for new Emirati hires.
  • Treating Nafis support as part of pay. Employers must not deduct salary because an Emirati receives government support, and cannot pay Emiratis less than colleagues in the same role.
  • Budgeting on the old pension arrangement. From September 2026 employers pay their full statutory share.
  • Advertising the benefits. Job adverts must not describe government incentives or Emiratisation policies without MoHRE's approval.

A Guide for Emirati Jobseekers: How to Use Nafis

If you are an Emirati looking for a private-sector job, Nafis is the national platform for finding roles and claiming support once you are employed. Register at nafis.gov.ae with your UAE Pass. The platform runs an automatic eligibility check and shows the programmes that fit you. The helpline is 800 62347 (800 NAFIS).

What Can You Claim?

This map matches your situation to the official Nafis amounts for September 2026.

What can I claim from Nafis?What you can claim from Nafis from September 2026. If you work in the private sector on AED 6,000 to 20,000 a month: salary support of AED 3,000 to 6,000 a month, set by qualification, and Nafis pays your pension contribution. If you have children and earn up to AED 50,000 a month: AED 600 a month for each eligible child, with no cap. If you lost a private-sector job for reasons beyond your control: unemployment benefit for up to six consecutive months while you look for work. If you are a recent graduate: Apprentice Program at AED 5,000 a month for up to 12 months, or on-the-job training at AED 4,000 to 8,000 a month by qualification.What can I claim from Nafis?Match your situation to the supportYou work in the private sectoron AED 6,000 to 20,000 a monthSalary support of AED 3,000 to 6,000 a month,set by your qualification, and Nafispays your pension contribution.You have children and earnup to AED 50,000 a monthAED 600 a month for each eligible child,with no cap on the number of children.You lost a private-sector jobfor reasons beyond your controlUnemployment benefit: up to six consecutivemonths while you look for work.You are a recent graduatelooking for experienceApprentice Program: AED 5,000 a month forup to 12 months.On-the-job training: AED 4,000 to 8,000 a month,set by qualification.Conditions apply. Nafis runs an automaticeligibility check when you register.
Source: official Nafis pages (September 2026).

What Conditions Could Stop Your Support?

The official Nafis page sets these conditions for salary support:

  • You must be a UAE national working for an eligible organisation, with a valid work permit and an employment contract approved by the regulator
  • Your salary must be paid through the Wage Protection System or another approved system
  • You must be registered with GPSSA or another UAE pension fund
  • You cannot own shares in the company where you work or train
  • You can claim support for only one job, and you cannot hold public-sector and private-sector positions at the same time

If pension contributions stop, or your salary is not paid for two months, you get a two-month warning period to fix the problem. Payments are suspended during that time. If you fix it, they are paid retroactively. If you do not, your entitlement is rejected (Nafis, Emirati Salary Support Scheme). From September 2026, support is also suspended if your gross monthly salary is below AED 6,000 at a company covered by the minimum wage rule.

How Can You Choose a Good Employer?

  • Know the pay floor. The minimum monthly salary for Emiratis in the private sector is AED 6,000 from 1 January 2026, and your employer cannot pay you less than colleagues in the same role.
  • Expect your full salary. Your employer cannot deduct pay because you receive Nafis support.
  • Look for a real job. A genuine role has duties, a manager and a plan for your development. If an offer asks you to be registered but not to work, that is fake Emiratisation, and you can report it on 600590000.
  • Ask about your path. Ask where the role leads in two, three and five years, and who will develop you.
  • Check the employer's records. Your contract, work permit, payroll and pension registration should all match the job you do, and your employer must register you for pension within a month of your work permit.
  • Keep your CV current. Senior and specialist roles are often filled through search rather than adverts.

Emiratis in the private sector also have duties. You must follow the labour law, the Nafis decisions and your contract, and you must tell MoHRE about practices that break the Emiratisation rules (UAE government portal).

If you would like us to see your CV for senior or specialist roles, you can share it with our team. We keep candidate conversations confidential.

What Should an Employer Do Next?

  1. Confirm which rules apply to each of your legal entities: mainland or free zone, and your headcount band.
  2. Check your current Emiratisation rate and your targets in your MoHRE account.
  3. Plan the hires you need before 31 December and brief each role with its career path.
  4. Register as a Nafis partner and use it alongside executive search for senior roles.
  5. Update payroll for September 2026: your full pension share, the AED 6,000 salary floor, and no deduction of Nafis support from pay.
  6. Put retention in writing: a development plan, a manager and review dates for every Emirati hire.

If you are planning a senior or specialist hire, talk to our team. We can help you write the brief and run the search confidentially.

Frequently Asked Questions

What is Emiratisation in the UAE?

It is the UAE policy of raising the number of Emirati nationals employed in private-sector skilled jobs. Companies registered with MoHRE and above a certain size must meet yearly targets or pay a financial contribution.

What are the Emiratisation targets for 2026?

Companies with 50 or more employees must raise the Emiratisation rate of their skilled jobs by 1% in each half of 2026, 2% across the year, with deadlines on 30 June and 31 December.

What is the penalty for missing the target?

From 1 July 2026 it is AED 10,000 a month, or AED 120,000 a year, for each unfilled position. The 2025 figure was AED 108,000 and the 2024 figure was AED 96,000.

Do small companies have to hire Emiratis?

Companies with 20 to 49 employees in 14 listed sectors had to hire one Emirati by the end of 2024 and a second by the end of 2025. Confirm any current obligation for your size and sector with MoHRE.

Do free-zone companies have to meet Emiratisation targets?

Not under MoHRE's rules, which cover mainland companies. Free zones fall under their own authorities and can adopt similar measures voluntarily.

What is fake Emiratisation?

It means registering an Emirati with a company, with a work permit and contract, but without a genuine job or real duties. Fines are AED 100,000, AED 300,000 and AED 500,000 for a first, second and third violation.

What is Nafis?

Nafis is the federal programme that supports Emiratis in private-sector jobs and the companies that employ them. The Emirati Talent Competitiveness Council runs it, and it now continues to 2040.

How much is Nafis salary support from September 2026?

For new beneficiaries it is up to AED 6,000 a month with a bachelor's degree, AED 5,000 with a diploma and AED 4,000 with a high school certificate. Below high school it is AED 4,000 for someone married or with children and AED 3,000 for someone single with no children. Monthly salary must be between AED 6,000 and AED 20,000.

What is the Nafis child allowance?

It is AED 600 a month for each eligible child, with no cap on the number of children from September 2026. The previous limit was four. The parent must work in the private sector on a monthly salary of AED 6,000 to AED 50,000, and the allowance is not paid if the spouse works for a federal or local government entity.

Who pays pension contributions for Emirati employees from September 2026?

Employers pay their full statutory share from September 2026. Nafis continues to pay the contribution due on behalf of the Emirati employee. Under the federal pension law the total is 20% of salary: 5% from the employee, 12.5% from the employer and 2.5% from the government.

Can an employer deduct Nafis support from an Emirati employee's salary?

No. The government portal says employers must not deduct salary because an Emirati receives government support, and must not pay Emiratis less than colleagues in the same position. Nafis support is separate from salary.

What is the Nafis unemployment benefit?

It is support for Emiratis who lose a private-sector job, or a job at a Central Bank-licensed establishment, for reasons beyond their control. It lasts up to six consecutive months, with a 12-month maximum overall. Applicants must be 18 to 60, look for work, and have income no higher than the support.

How do Emiratis register on Nafis?

Emiratis register at nafis.gov.ae with UAE Pass, which runs an automatic eligibility check. Companies register as partners to manage their profile and post job openings. The helpline is 800 62347.

What is the Emiratisation Partners Club?

It is the ministry's scheme for companies that meet their targets. Members get discounts of up to 80% on selected MoHRE service fees and priority in government procurement.

What are the rules for advertising Emiratisation jobs?

Do not post unskilled jobs or misleading adverts that do not represent real vacancies. Do not refer to government Emiratisation policies and their benefits without MoHRE approval, and do not give information on the incentives and support programmes for nationals in the private sector.

How do I find Emirati candidates?

Use the Nafis platform, which the ministry recommends. Companies register as partners and can post job openings there. Add executive search for senior and specialist roles where the best candidates are not applying to adverts.

How can I keep Emirati hires long term?

Set a career path before you recruit, give the role real responsibility, plan development with the employee, and check pay against the market.

Where can I check the current rules?

Use the MoHRE website, the UAE government portal and the official Nafis pages. Rules and amounts change, so confirm them before you act.

Sources

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